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An Automatic Teller Machine, or ATM for short, is a machine that lets people take out (withdraw) cash from their bank accounts. In the United Kingdom (UK), ATMs are often called cash machines, cashpoints or the hole in the wall.

Some ATMs allow people to do more than take money out. They may allow people to put in money, or check how much money is in a bank account.

ATMs may be found in stores and shopping malls. Sometimes, thaey can be found in bars or restaurants. Other times, at special events, people may set one up so the guests can use the machine, like at a fundraiser.

People need a debit card or credit card in order to use an ATM. They will also need to have a Personal Identification Number (PIN), which is a code that lets them get into their account.
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